A bill in Congress would finally allow Americans to use HSA funds for dietary supplements—expanding access to preventive health tools and advancing health freedom. Let’s get behind it: Action Alert!
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THE TOPLINE
- New legislation—the Dietary Supplement Access Act—would allow Americans to use up to $500 annually in HSA and FSA funds for dietary supplements, removing current barriers that require a physician prescription.
- ANH-USA supports the bill as a major step toward preventive healthcare and health freedom, giving consumers greater flexibility to use tax-advantaged healthcare dollars on wellness tools they already rely on.
Americans deserve the freedom to use their own health savings to support the wellness strategies that work best for them. That’s why ANH-USA strongly supports newly reintroduced legislation that would allow Health Savings Account (HSA) funds to be used for dietary supplements.
The Dietary Supplement Access Act, sponsored by Senators Kevin Cramer (R-ND) and John Curtis (R-UT), would modernize outdated HSA rules and recognize a simple reality: millions of Americans already rely on supplements as part of their daily health routines.
Under current law, consumers generally cannot use tax-advantaged HSA or Flexible Spending Account (FSA) dollars to purchase supplements unless they obtain a prescription from a physician. This unnecessary barrier limits access, adds bureaucracy, and discourages preventive health approaches that may help people stay healthier in the first place.
The bill would expand the definition of “medical care” to include dietary supplements and allow consumers to spend up to $500 annually from these accounts on qualifying products. Similar legislation has been introduced several times over the past decade, reflecting growing bipartisan recognition that preventive health tools should be easier—not harder—to access.
Why This Matters
HSAs already help millions of Americans manage healthcare costs. These accounts allow individuals to set aside pre-tax money for qualified medical expenses, creating significant financial advantages for families trying to stay healthy amid rising healthcare costs.
HSAs provide a powerful triple tax benefit: contributions are tax-deductible, investment growth is tax-free, and withdrawals for qualified medical expenses are tax-free.
They also help consumers prepare for future medical costs, which can become increasingly burdensome with age.
A Step Toward True Preventive Healthcare
Americans spend billions of dollars out of pocket each year on supplements intended to support immune function, bone health, heart health, healthy aging, and general wellness. Allowing HSA funds to cover these products would give families more flexibility in how they manage their health while acknowledging the important role supplements play in preventive care.
The bill would not mandate supplement use or create new government programs. It would simply allow consumers greater freedom in deciding how to use their own healthcare dollars.
Congress Should Act
At a time when healthcare costs continue to climb, policymakers should be looking for ways to encourage affordable preventive approaches—not erect barriers to them.
The Dietary Supplement Access Act is a commonsense reform that empowers consumers, supports health freedom, and aligns federal policy with how millions of Americans already approach wellness.
Congress should move quickly to pass this legislation and expand access to the preventive tools Americans rely on every day.
Action Alert!
